Terms of Use
Last Updated: September 8, 2024
These Terms of Use govern your access to and use of the Malayliva website located at malayliva.com and all related content, features, and services made available through it. By accessing or using this website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
Your continued use of this website constitutes your ongoing acceptance of these Terms of Use and any updates made to them. These Terms apply to all visitors, users, and anyone else who accesses the website. If you are using this website on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.
2. Eligibility
You must be at least 16 years of age to use this website. By using this website, you represent and warrant that you meet this age requirement and that all information you provide is accurate, current, and complete.
3. Description of Service
Malayliva is an educational platform providing informational content, learning resources, and knowledge-building articles focused on budget benchmarking and related subjects. The content on this website is intended for general educational and informational purposes only.
We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without prior notice.
4. Intellectual Property
4.1 Ownership
All content published on malayliva.com, including but not limited to text, graphics, logos, icons, images, audio clips, and software, is the property of Malayliva or its content suppliers and is protected by applicable intellectual property laws.
4.2 Permitted Use
You are granted a limited, non-exclusive, non-transferable licence to access and view the content on this website for your personal, non-commercial educational use only. This licence does not include the right to:
- Reproduce, duplicate, or copy any content for commercial purposes
- Modify, adapt, or create derivative works from the content
- Redistribute or resell any content without express written permission
- Scrape, data-mine, or systematically extract content from the website
4.3 Trademarks
The Malayliva name, logo, and all related marks are trademarks of Malayliva. You may not use these marks without prior written consent.
5. User Conduct
When using this website, you agree not to:
- Violate any applicable law, regulation, or these Terms
- Post, transmit, or distribute any unlawful, harmful, defamatory, or misleading content
- Attempt to gain unauthorised access to any part of the website or its underlying systems
- Introduce viruses, malware, or any other harmful code
- Interfere with or disrupt the integrity or performance of the website
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
- Use automated tools to access or interact with the website without our express written consent
- Harvest or collect personal information of other users
6. Educational Content Disclaimer
6.1 Informational Purpose
All content provided on Malayliva is for educational and informational purposes only. Nothing on this website constitutes professional financial, legal, accounting, or investment advice. You should not rely solely on any content from this website when making financial or business decisions.
6.2 Accuracy
While we make reasonable efforts to ensure the accuracy and currency of the information published, we make no warranties or representations regarding the completeness, reliability, or suitability of any content for any particular purpose.
6.3 Third-Party References
References to third-party tools, services, or methodologies are provided for educational context only. Malayliva does not endorse or guarantee any third-party product or service mentioned in its content.
7. Links to Third-Party Websites
This website may contain links to external websites that are not operated or controlled by Malayliva. These links are provided for your convenience and informational purposes only. We have no control over the content, privacy practices, or policies of any third-party site and accept no responsibility for them. Accessing any linked third-party website is at your own risk.
8. Privacy
Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this website, you consent to the collection and use of information as described in our Privacy Policy. If you have any questions about how we handle your data, please contact us at support@malayliva.com.
9. Disclaimers and Limitation of Liability
9.1 No Warranty
This website and all content are provided on an "as is" and "as available" basis without any warranty of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
9.2 Limitation of Liability
To the fullest extent permitted by applicable law, Malayliva and its operators, contributors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, this website or its content, even if we have been advised of the possibility of such damages.
9.3 Service Interruptions
We do not guarantee that the website will be available at all times. We may experience technical difficulties, scheduled maintenance, or other interruptions. We are not liable for any loss or damage resulting from such unavailability.
10. Indemnification
You agree to indemnify, defend, and hold harmless Malayliva and its operators, contributors, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the website, your violation of these Terms, or your infringement of any third-party rights.
11. Modifications to These Terms
We reserve the right to update or modify these Terms of Use at any time. When changes are made, we will update the "Last Updated" date at the top of this page. Your continued use of the website after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
12. Termination
We reserve the right to restrict, suspend, or terminate your access to this website at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason we deem appropriate.
13. Governing Principles
These Terms are intended to be interpreted in a manner consistent with fair and reasonable commercial practice. Any disputes arising from or related to these Terms or your use of the website shall be resolved through good-faith negotiation in the first instance. Nothing in these Terms limits any rights you may have under applicable mandatory consumer protection laws.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.
15. Entire Agreement
These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Malayliva regarding your use of this website and supersede all prior agreements, representations, or understandings relating to the same subject matter.
16. Contact Information
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us:
| Method | Details |
|---|---|
| support@malayliva.com | |
| Website | malayliva.com |